Identity.org.au editorial · Last updated 25 September 2026
A digital identity wallet is an application that holds your verified identity information — your name, your age threshold, your verification level — together with the cryptographic keys that let you prove those facts to services. It is called a wallet because of what it holds: credentials issued to you, which you present on your own terms.
The definition worth adding is negative: what it does not hold. A wallet full of document scans and photos is not an identity wallet — it is a risk amplifier, convenience dressed as infrastructure. The point of a real wallet is that services receive answers, while the evidence stays with you.
What a wallet actually holds
What it does not hold: copies of your documents waiting to be breached, a profile of your activity for someone else's analytics, or any way for a service to pull more than you approved. The catalogue of what each credential proves — and what it never reveals — is published at credentials and proofs.
- Keys. Passkeys and cryptographic keys that authenticate the wallet itself — no password exists to phish or reuse.
- Verified credentials. Signed statements produced by verification: your verified name, an over-18 result, a verification tier. Each credential proves something specific and nothing more.
- Consent records. A history of what you approved, for whom, for what purpose — and when you revoked it.
- Encrypted evidence, if any. Where evidence must exist, it is encrypted on the device before it moves anywhere.
What a wallet does for you
Three verbs cover it. Presents: when a service asks a question, the wallet shows you exactly who is asking, what they want, and why — in plain language — before you approve or decline. Proves: approved answers arrive as a signature or a zero-knowledge proof, so a service can verify the claim without seeing the data behind it. Revokes: consent can be withdrawn at any time, and revocation stops future processing for that scope.
The first-run experience — what you need, what the check looks like, what each level means — is the get-started guide, and the full flow is how it works.
The test of an identity wallet: if someone took your phone tomorrow, what could they prove as you? In a wallet built on passkeys and on-device keys, the honest answer is nothing useful.
Not all “wallets” are the same
The word is used loosely, and the categories behave differently. A photo wallet just stores images of cards — convenient, and dangerous in exactly the way documents always were. A licence app displays a government-issued digital licence with display rules set by the issuer. A credential wallet holds signed, verifiable credentials and presents proofs — the category this service belongs to, and the one described further at what is a digital identity card.
The Identity Wallet described on this site is free, open-source software stewarded by a not-for-profit foundation — independent of government, with no app-store listings at this stage. Its service pages are the wallet section, and its honesty about current status is on open source.
Quick answers
Is a digital identity wallet the same as a digital identity card?
No. A card is one credential; a wallet is the container that can hold many credentials plus your keys and consent records. You might hold a verified age proof, a verified name and a verification tier in one wallet, presenting whichever the situation requires.
Does a digital identity wallet replace my passport?
No. Government documents remain the authority for the details they issue, and you will still need them for the things only they can do. A wallet changes what happens after verification: instead of re-showing that document everywhere, you present results and proofs derived from it once.
What does the identity wallet cost?
The software is free and open source under the Apache 2.0 licence, with no subscription and no fee to set up a wallet. It is stewarded by a not-for-profit foundation whose constitution prevents it operating for private profit.